Background The claim involves a real estate agency business that suffered a Business Interruption Loss due to a fire that occurred in the same shopping centre in which their offices were located. The fire destroyed the anchor tenant being a large supermarket. The repairs to the shopping centre took well…
Background In 2019, Your Claim was appointed to prepare a claim for a Bearings and Power Transmission supplier following a fire at their premises causing damage to both contents and stock. The claim for contents and stock was prepared and assessed and was largely settled for the amount requested. The…
Background The business is a multi-level restaurant/bar in the Perth CBD and in early 2019 they suffered water damage at their premises. The Insured had cover for Claims Preparation costs in their policy and Your Claim was appointed to prepare the claim. The Insured was forced to cancel a live…
Background The Insured is a car rental business which suffered a loss as a result of damage caused by a cyclone in 2020. The Insured had cover for claims preparation costs and they appointed Your Claim to prepare the claim. The Insured suffered damage to : Property – Buildings and…
Background A fire occurred in early 2019 in a Strata complex in Perth. The fire was contained to one apartment unit on the upper floor of the multilevel Strata complex. The Insurer appointed a builder to assess the damage to the apartment and prepare a quotation for repairs listing the…
The Insured is a manufacturer of profile cut metal plate, wear plate and screening media. They service a range of industries including mining, oil and gas, transport, earth moving, construction and marine. The business is run from a purpose built facility in Perth, Western Australia. In early 2019, one of…
The Insured was a newly established commercial gym, located in the Perth C.B.D. The gym had only been open for approximately 6 months in a new multilevel building when they suffered water damage to their property. The cause of the damage was a blockage in the main sewerage pipe, which…
Background In April 2015, Your Claim was appointed by a large seafood processing, wholesaling and exporting business to assist with damage sustained from a cyclone. The claim comprised damage to property in excess of $2,500,000 with a significant portion of the repairs, some $860,000 comprising damage to the overhead electrical…
Damage vs Prevention of Access & Under-insurance on Payroll
Lack of rental cover coupled with under-insurance and the need to incur additional expenses led to multiple complications in preparing the clients claim.